Despite mixed market conditions, India’s financial sector remained resilient in Q4 FY25, with 11.1% YoY credit growth and stable asset quality. Gold loans and vehicle financiers led the performance, while microfinance showed improving collections. With RBI rate cuts likely, FY26 is expected to see 12% credit growth. Shriram Finance and HDFC Bank emerge as top picks for investors.

In this exclusive ETMarkets Mind Over Money interview, he shares how physical and mental discipline shape his approach to markets and leadership.

Gold is nearing $3,000 per ounce in 2025, driven by fears of slowing U.S. growth, rising geopolitical tensions, and widening fiscal deficits. This surge has coincided with a correction in equity markets, reigniting interest in gold as a portfolio diversifier.

President Trump s tariff announcement triggered volatility across global markets, with Indian indices falling 2.6%. Analyst Preeti K. Chabra shares insights on Nifty, Bank Nifty, and sector-specific strategies, highlighting opportunities in banks, midcaps, and select options setups. Amid global uncertainty, disciplined hedging and defined-risk strategies are key as sentiment swings and technical breakdowns drive market direction.

Tata Capital has confidentially filed for an IPO to raise up to ₹18,000 crore, potentially becoming India s fourth-largest IPO. The firm, merging with Tata Motors Finance, aims to issue 23 million shares and offer for sale by current shareholders, with major banks advising on the issue.

Indian markets fell sharply last week amid global sell-offs triggered by U.S. tariff moves and slowdown fears. Nifty dipped below 23,000, with IT and metal stocks leading losses. Key events this week include RBI’s MPC decision, U.S. inflation data, FOMC minutes, and TCS earnings. Volatility is expected to persist, driven by global cues, macro data, and earnings season kickoff.

Sectorally, selling pressure was witnessed across realty, energy, oil & gas, capital goods, and metal sectors.

The Q4FY25 earnings season begins this week with key announcements from TCS, Anand Rathi Wealth, and several mid- and small-cap companies. TCS results on April 10 will be closely watched for sectoral cues. Other firms like BF Utilities, OK Play India, and Padam Cotton Yarns will also release their results, offering insights into performance across sectors.

Foreign institutional investors reversed course in early April, spurred by rising global trade tensions following US President Trump’s announcement of steep tariffs. This led to significant market sell-offs, affecting capital flows to India. Experts, however, remain optimistic about India s long-term investment prospects.